Last updated: June 1, 2026
By accessing or using FinCalcHQ ("the Website", "we", "us", "our") at https://fincalchq.com, you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, you must not use this Website.
These Terms apply to all visitors, users, and others who access or use the Website. We reserve the right to update these Terms at any time. Continued use of the Website following changes constitutes acceptance of the revised Terms.
FinCalcHQ is a free online platform that provides financial calculators, planning tools, and educational content to help individuals understand their finances. Our tools include, but are not limited to:
All tools and content on FinCalcHQ are provided free of charge and are intended solely for educational and informational purposes.
The calculators, tools, projections, and content available on FinCalcHQ are provided for general informational and illustrative purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, legal advice, or any other professional advice.
FinCalcHQ is operated by individuals who are not SEBI-registered investment advisors, AMFI-registered mutual fund distributors, Chartered Accountants, or licensed financial planners. Before making any financial decision, you should consult a qualified financial advisor, tax professional, or other licensed expert.
Please refer to our full Disclaimer for more details.
We make reasonable efforts to ensure that all calculators, formulas, and content on FinCalcHQ are accurate and up to date. However, we make no representations or warranties of any kind, express or implied, regarding:
Tax laws, interest rates, government regulations, and financial products change frequently. Always verify critical figures with official sources (Income Tax Department, RBI, SEBI) or a qualified professional.
All content on FinCalcHQ — including but not limited to text, graphics, logos, icons, images, calculator designs, layout, code, and blog articles — is the property of FinCalcHQ and is protected by applicable intellectual property laws.
You may:
You may not:
By using FinCalcHQ, you agree that you will not:
Your use of FinCalcHQ is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the collection and use of information as described in the Privacy Policy.
All calculator inputs you enter are processed entirely within your browser and are never transmitted to or stored on our servers.
The Website may contain links to third-party websites or services that are not owned or controlled by FinCalcHQ. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policy of any third-party website you visit.
Links to third-party sites are provided for convenience and informational purposes only and do not constitute an endorsement by FinCalcHQ.
FinCalcHQ displays advertisements through Google AdSense to help support the free operation of this Website. These advertisements are served by Google and are subject to Google's advertising policies. We do not endorse the products or services advertised. For more information on how advertising data is used, please refer to our Privacy Policy.
To the fullest extent permitted by applicable law, FinCalcHQ, its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.
The Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
You agree to indemnify, defend, and hold harmless FinCalcHQ and its owners, operators, employees, and contributors from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Website, your violation of these Terms, or your violation of any rights of any third party.
We reserve the right to modify, suspend, or discontinue any part of the Website at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Website or any part thereof.
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the competent courts of India.
If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.
These Terms of Use, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and FinCalcHQ regarding your use of the Website and supersede all prior or contemporaneous agreements, understandings, and communications.
If you have any questions about these Terms of Use, please contact us: